Willis and Nancy Langford own and operate Langford Financial Inc. a boutique Financial Advisory practice specializing in Cash Flow Planning and Risk management. They are Licensed Insurance Agents offering cost-effective strategies for Life, Income Replacement and Travel Insurance.
Don’t leave the country without it.
If you are traveling outside of Canada in the next little while make sure you understand what you have for Travel Insurance.
Here’s a couple of tips:
1.) Check your coverage. If you are depending on the coverage through your Credit Card
or group plan at work read the fine print. There are limitations with this coverage, especially with the maximum days per trip it will cover.
2.) Make sure you have the Travel Card with you or the policy number along with the 1-800 number so that you can call your provider as soon as you may need medical help. Most providers of Travel Insurance will limit your coverage if you do not call them within 24-48 hours of a claim.
3.) If you are applying for Travel Insurance for a single trip or buying a multi-trip plan make sure you are covered for the actual days you will be away. And, answer the questions honestly and accurately.
4.) Don’t travel without Emergency Travel Insurance – the costs of medical care just south of Canada is ridiculously expensive. Buying this insurance is not that costly. I know of 2 people in the past few months who have made claims while in the US and the insurance covered them.
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